Insurance Claims Tips
Tip Number 1, Document! Document! DOCUMENT!
It is very important to understand that paper trails support your position in the event of any problems in dealing with an insurance company. Maintain a file or notebook documenting all details to date and request all information, instructions or offers in writing from this point forward, this will help to protect you.
The laws which govern insurance companies are contained in Illinois Statutes and compiled in the above book, West's Illinois Insurance Laws Chapter 215, Insurance and Related Material. This book should be available at your local library. You are expected under law to know these regulations to ensure your proper settlement of a claim. Additionally, an insurance company is also regulated by the Department of Insurance (DOI). These regulations should also be available at your local library and are known as Illinois Department of Insurance Regulations 50 Ill. Administrative Code, Chapter I, Section 919.
"Ignorance is no exception to the law." "If you do not use your rights, you lose your rights." KNOW YOUR RIGHTS!
The information contained is for the general public and does not constitute legal advice. Please consult an attorney licensed in your jurisdiction for legal questions or issues. Referrals to other sources of assistance does not constitute an endorsement.
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